Why Use A Mortgage Lender
Deciding between mortgage brokers or a bank, is a question most first timehomebuyers tend to ask each other. Here at Custom Mortgage Services Inc., we work with a variety of different financial institutions to find the best deals for our clients. We are not restricted on a specific type of service or rates. A bank, however, has more limitations. Banks are more restricted on the products they supply, and generally have fixed rates. They cannot shop around to find you better deals like a mortgage broker can.
A lender will also do all the hard work for you. We will take care of all the paperwork and interactions between the financial institutions. We are experts in this field and will be able to negotiate on your behalf to ensure you are getting the best rates on the market. Not many people have the time of day to research multiple different lenders while also calling these places to make an appointment. We will save you time out of your day so you can focus on your other responsibilities.
As a broker, we are more readily available to speak with whenever necessary. A bank is limited on specific hours that cannot be changed. If you work a nine to five job, it is hard to make an appointment with a bank to discuss home loans. We have more flexible hours that better accommodate your schedule.