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# Custom Mortgage Services

Providing Individualized Mortgage Services

## Sitemaps

- [XML Sitemap](https://www.cmsloan.net/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Blog](https://www.cmsloan.net/blog/)

## Pages

- [Home](https://www.cmsloan.net/) - Get A Loan Quote Looking for a new home loan? We'll give you a fast, FREE quote. Get A Quote Financing Options We offer various financing options to fit your needs. learn more Resources All the resources you need to help with your buying process. learn more Apply For A Loan Ready to start the
- [Contact Us](https://www.cmsloan.net/contact-us/) - Got a question? We can help. Simply complete the form on the right and we'll contact you with the answer–with no obligation to you. We guarantee your privacy. Visit us 2100 Westshore Drive, Suite 208 Cumming, GA 30041 Phone: 678.992.0100
- [About Us](https://www.cmsloan.net/about-us/) - Allow us to introduce Custom Mortgage Services. We are a residential mortgage lender in Cumming. We offer a wide array or loans and services specifically tailored to help you in selling your home or purchasing a new home. With Custom Mortgage Services, you will have highly experienced residential mortgage lender experts working with you to pre-qualify potential
- [Loan Application Inquiry](https://www.cmsloan.net/loan-application-inquiry/) - Loan Inquiry Complete the form below for a no-obligation, no-commitment inquiry. We will review the information provided and contact you with the best rates and loan options to fit your custom needs.
- [Payment Calculator](https://www.cmsloan.net/payment-calculator/) - Let's Get You Pre-qualified!
- [Testimonials](https://www.cmsloan.net/testimonials/) - Google Reviews About Us. Let's Chat! We'd love to help make your dreams a reality. Let's get started today What our clients say Don’t take our word for it – Read what our clients have to say about us. Chip and Custom Mortgage Services made our home refinance incredibly easy and fast. Best part, they
- [Mortgage Loan Process](https://www.cmsloan.net/mortgage-loan-process/) - How The Mortgage Loan Process Works No doubt, quite a lot to do when you get a mortgage loan. You wouldn’t be visiting our website if it were possible to fill out a simple loan app and receive the best loan check cut the same day. But Custom Mortgage Services does the heavy lifting so
- [Financing Solutions](https://www.cmsloan.net/financing-solutions/) - A few things we're great at Custom Mortgage Services can help you secure the right financing to help make your dreams come true. Here are just some of the financing solutions we offer. Home Purchase Refinance Loans Conventional Loans FHA Loans VA Loans Debt Consolidation Loans HELOC Loans Second Mortgage Loans Lease To Own Loans
- [Conventional Loans](https://www.cmsloan.net/conventional-loans/) - Looking for a conventional loan? A conventional loan is a mortgage that is not insured by the government. The rates and terms are generally fixed. Mortgages are typically one of two things, they are either government supported or they are conventional. In the long run, conventional loans can save a borrower money by not having to
- [Why Choose Us](https://www.cmsloan.net/why-choose-us/) - Why You Should Choose Us We have been in business since 2001. We offer only one point of contact that handles every step of the financing process. We don’t use any processors and we're the only ones that touches your loan. We have access to the most competitive rates in the industry through our lending partners. Closings are fast
- [Why Use A Mortgage Lender](https://www.cmsloan.net/why-use-a-mortgage-lender/) - Why Use A Mortgage Lender Deciding between mortgage brokers or a bank, is a question most first timehomebuyers tend to ask each other. Here at Custom Mortgage Services Inc., we work with a variety of different financial institutions to find the best deals for our clients. We are not restricted on a specific type of
- [What To Expect At Closing](https://www.cmsloan.net/what-to-expect-at-closing/) - What you can expect at your loan closing. The loan closing is where the loan is consummated. In certain states, an attorney has to conduct the closing and in other states only a notary is required. GA and SC are attorney states and FL is a notary state. You will need to bring 2 forms of ID (driver’s
- [VA Loans](https://www.cmsloan.net/va-loans/) - Your service qualifies you for a VA loan A VA loan is a government-insured mortgage for veterans and their families. President Franklin D. Roosevelt signed this law in 1944, to ensure that all veterans had no down payments and were federally guaranteed a home. Veterans who have been dishonorably discharged are not eligible for this loan. You need
- [USDA Loans](https://www.cmsloan.net/usda-loans/) - Looking for some space? A USDA loan can help. The United States Department of Agriculture (USDA) has a mortgage service for rural and suburban homes. This loan is government insured like the FHA and VA loans, and can ensure low interest rates. USDA loans is a mortgage with zero down payments. You are not qualified for a
- [Refinance Loans](https://www.cmsloan.net/refinance-loans/) - Looking to lower your interest rate or reduce your payments? Refinancing occurs when you get a new mortgage to replace your old mortgage. This is done if your original rate was high then you could switch to a fixed rate with lower interest. To refinance, however, you should have excellent credit. If you have bad credit, or
- [Home Purchase](https://www.cmsloan.net/home-purchase/) - Buying your first home? If you are looking to purchase a home for the first time, it is important to ask yourself whether you are financially ready to take on the responsibility of homeownership. There are many benefits to buying a home such as, having no landlord so you have complete control over changes to your
- [HELOC](https://www.cmsloan.net/heloc/) - Looking to use the equity in your home? A home equity line of credit (HELOC) is a loan where a mortgage broker lends out a maximum priced loan over a specific period of time, and the borrowers collateral is the homes equity. This differs from other loans because most loans give you a large sum of
- [FHA Loans](https://www.cmsloan.net/fha-loans/) - Looking for a FHA loan? A FHA loan is a mortgage that is insured by the federal government. The Federal Housing Administration (FHA) loans typically have low interest rates and flexible qualification requirements. Depending on how good your credit is, the lower your down payments could be. If you have a credit score under 500, then
- [Debt Consolidation Loans](https://www.cmsloan.net/debt-consolidation-loans/) - Need to consolidate your debt? Debt consolidation is a type of refinancing where the borrower can pay off other types of debt. This debt includes credit cards, car, student, or medical, into one bill. It is important to do your research on debt consolidation before you commit to it. If you are in an outrageous amount of debt,
- [Planning Resources](https://www.cmsloan.net/planning-resources/) - Buying a home can be a complicated process. We're here to help make it easy. There are many things that you need to consider and know as you navigate the journey to home ownership. Custom Mortgage Services is here to guide you through the process to ensure it's as easy as possible. Below are some
- [Second Mortgage](https://www.cmsloan.net/second-mortgage/) - Need a little extra cash? Your home equity can help. A second mortgage is a second loan that is taken out where your house becomes collateral. In order to do this, your first loan has to be secured by your house. A HELOC and home equity loans are examples of this. Second mortgages enable you to have
- [Lease To Own](https://www.cmsloan.net/lease-to-own/) - Lease your way into home ownership. Lease to own, also known as rent to own, is a secure way of renting a home with the intention of owning it in the near future. This works by the renter paying a fee upfront, which enables them to purchase that home in a couple years. The landlord sets
- [Privacy Policy](https://www.cmsloan.net/privacy-policy/) - Privacy Policy for Custom Mortgage Services At cmsloan.net, accessible from https://cmsloan.net, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by cmsloan.net and how we use it. If you have additional questions or require more information about our Privacy Policy,
- [Sample Page](https://www.cmsloan.net/sample-page/) - This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this: Hi there! I'm a bike messenger