Privacy Policy

Privacy Policy

Effective Date: August 28, 2026

This Privacy Policy describes how Custom Mortgage Services (“we,” “our,” or “us”) collects, uses, and shares your personal information when you visit our website at www.cmsloan.net or apply for our mortgage brokerage services in Georgia.


Information We Collect

We collect personal information that you provide to us directly, as well as data gathered automatically when you use our website.

Personal Information You Provide

  • Contact Data: Name, email address, phone number, and physical address.
  • Financial Data: Income, assets, credit history, employment information, and tax documents submitted via our forms or loan applications.
  • Identity Data: Social Security Number (SSN), date of birth, and government-issued ID details required for mortgage pre-qualification or processing.

Information Collected Automatically

  • Device Data: IP address, browser type, and operating system.
  • Usage Data: Pages visited, time spent on the site, and referring website addresses through cookies and tracking tools.


How We Use Your Information

We use your information to provide and improve our mortgage services, including:

  • Processing your mortgage loan inquiries and applications.
  • Communicating with lenders, credit bureaus, and title companies on your behalf.
  • Sending you updates, disclosures, and administrative notices.
  • Improving our website security and user experience.
  • Complying with federal and Georgia state lending laws.


How We Share Your Information

We do not sell your personal financial information. We share your data only with trusted third parties as permitted by law:

  • Lenders and Financial Partners: Wholesale lenders, banks, and credit unions to secure your mortgage loan quotes or approvals.
  • Service Providers: Credit reporting agencies, appraisal management companies, title insurers, and IT/software providers who assist our operations.
  • Legal and Regulatory Authorities: Government agencies or law enforcement when required by federal law (such as the Gramm-Leach-Bliley Act) or state regulations.


Data Security

We use physical, technical, and administrative security measures to protect your personal and financial data from unauthorized access, loss, or alteration. While we strive to use secure methods to protect your information, no transmission over the internet is 100% secure.


Your Choices and Rights

  • Cookies: You can set your browser to refuse cookies, though some website features may not function properly without them.
  • Marketing Communications: You can opt out of promotional emails by clicking the “unsubscribe” link at the bottom of our messages.
  • Access and Updates: You may contact us to review, update, or correct your personal information on file.


Children’s Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.


Changes to This Policy

We may update this Privacy Policy from time to time. We will post the revised policy on this page and update the “Effective Date” at the top.


Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:

  • Company Name: Custom Mortgage Services
  • Address: 2100 Westshore Drive, Suite 208, Cumming, GA 30041
  • Email Address: cnitowski@cmsloan.net
  • Phone Number: 678.992.0100